Youngling Homes - Monica Youngling, A Realtor with a long line of happy clients! Monica Youngling, Realtor has a very proven track record and long line of clients in DC, MD & VA singing her praises. Would you like to speak to some of them? Let us connect you!

Mortgage Points

Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. But each 'point' will cost you 1% of your mortgage balance. This calculator helps you determine if you should pay for points, or use the money to increase your down payment. Click on the 'View Report' button to review your information.